Let me tell you what a credit card debt story may start from.
You have a rather good or perfect credit score and apply for a credit card. Here you get it, the credit card company is glad to cooperate with you. You are excited and start using it. In a month the bill arrives, you pay it – nothing special. But in some time you realise that it would be a good idea to have one more credit card. So you get it without problems, for your credit score permits. You may also get another credit card. You just slightly overuse them, knowing that you cant afford it, but telling yourself that by the time the bills arrive everything will be fine. The bills arrive (two or thee of them now, for you’ve got more than one credit card), and you have to pay. You have just a little less money than necessary, so you pay two of them and the third is postponed. The next month the bills arrive again, and during this week you have been overusing your credit card again. What’s the big deal? So, the late fee is created because you have failed to make the payment on time. The interest rates increase, and this all adds to the next month’s bill. You don’t have enough money to manage all those credit cards, so you try to manage with one, while other bills are postponed. Every month the payments are added and increased, the interest rates grow, and this is what is called mounting debt. You seemed to have everything under control, and before you knew where you were, you found yourself in deep credit card dent trap, with ruined credit history.
I think judging from this story (maybe you have been able to recognize yourself there) you have made some conclusions on what not to do when you have a credit card. But still I would like to give you some advice on what to do when you’re already in this situation:
• Try to pay the bills however huge they are. Make a list of your expenses and cut them to a minimum. I am sure that your friends and family will be supportive.
• You can get a balance transfer credit card with lower interest rate, transfer your balance from other credit cards to it, and save a huge sum of money/
• You should try applying for a secured credit card. It is said to be the most powerful tool for getting out of the credit card debt and rebuilding the credit score however bad it is. With the help of it you will not only eliminate your credit card debt, but it will also help you to live the life you lived again and to forget this credit card debt story as you could forget a nightmare.

This site if your free guide to credit card market and its important questions: pros and cons of various propositions, how to fill out credit card applications properly, how credit card applications can help you in getting nice info about the real offers on the market.

Make up your own picture of the market, this vision will become your best helper - and you need it BEFORE you start filling our the credit card applications.