Have you ever wanted to buy that dream house? Are you one of those who are having dilemmas whether or not transfer into a new house? Buying a home is a serious commitment. Lots of people who are currently renting are actually considering making that dream into reality. Buying a Real Estate is your major decision to make. I understand that you are having a headache thinking over what to do so better reflect on these things:

Are you financially healthy?

Is your purse ready yet to make that investment? Is it the right time for you to buy that home? Are your savings enough to buy that house? Some people ask help from a lender or make loans just to purchase their dream house. Are you ready to take the risk? Others say that one should refrain from borrowing money. It is still wise to consider how much you can afford before stretching your financial boundaries. You have to consider your annual income, such as your debts and even your other sources that could make your transaction possible.

Utilities: How much electricity and water will the house demand? This one is very basic when you are buying to buy a new home. You surely don’t want to live in a house without it.

Maintenance: Do you have to join a homeowner’s or a condominium association to secure that home? It is actually different from repairs because there are some monthly fees that you have to pay. You better be ready with that.

Repairs/ Decoration: Traditionally, the seller will definitely take the responsibility of making the major repairs but it’s not always. Transferring into your new home also gets you excited to make some few repairs and decorate it, making it your own. It will reflect your style, your taste, your lifestyle.

Is it accessible?? Does it fit your lifestyle? Your home is yourself. If you are a busy type of person, it is wise to buy a home which is close to your workplace. Take note also if the house is near the hospitals, markets and if it has a good flood control. The ownership of the house becomes a lot more satisfying if it can keep up with your lifestyle, as I said; your home is the expression of yourself. For first time owners, you should not buy a house that is too small. Better yet, make sure that the house will meet your long term needs. That’s how you ought to give justice on your money. Don’t but it unless you plan to stay on it for over 5 to 10 years. Remember: it is your lifetime investment.

Now that you’re aware of your primary concerns, it’s time for your down payment. This is your first hurdle, making the initial down payment for your home purchase. This is what actually determines whether a seller accepts your bid.

You shall not forget the closing costs. This normally includes the different fees that you have to complete in a real estate transaction. Closing costs include points, taxes, title insurance, as well as financing costs and the services of a professional (a lawyer, engineer..) who will assist you in your transaction.

Breathe! There is no need to rush. Your dream home can be yours as soon as you are ready for it. Just take these guidelines and your efforts will be given justice.

Whether you’re buying or selling a home or condo, finding the right Real Estate Agent is the key to your success.For Ottawa Real Estate, Wayne Throop is the one for you!

A sucessful client shares his experience and he says “As a custom home builder in the south end of Ottawa, I have known Wayne Throop and his team for the past 18 months. I was looking for some one with in-depth knowledge of the local market to assist with finding a suitable property to build a home on and to provide solid advice on pricing in the area. Wayne and his team have been an excellent resource for me from start to finish. Wayne maintained regular contact with me over the past 18 months to check on the progress of my new home and to offer advice and assistance along the way.

Now that my home is complete and officially up for sale, Wayne and his team have been coordinating all marketing activities for the property in a very organized and professional manner. I really appreciate the way Wayne’s team maintains regular contact with me to ensure I am kept informed of all the latest marketing activities and the feedback received from the potential buyers. I am very happy I have chosen to work with Wayne and his team and would highly recommend them to anyone looking for a professional real estate sales professional.
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- Patrick O’Hagan
Delgany Homes Ltd

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